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Secure, Grow, and Soar – Eagle High-Yield Savings Account.
Ascend to new heights with Eagle High-Yield Savings Account (HYSA). Earn competitive rates compared to traditional savings accounts, while maintaining the flexibility to access your funds when you need them. Enjoy strong returns and flexible options that can help you reach your financial goals, backed by the strength and trust of EagleBank, a FDIC-insured bank.
3.70% APY*
*Click here for important information about EagleBank High Yield Savings Accounts.
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The Annual Percentage Yield (APY) is accurate as of 04/01/2026.
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The minimum opening deposit is $1,000.
- This is a variable rate account.
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Rates are subject to change at any time without notice and are not guaranteed until the account is opened.
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Fees may reduce earnings.
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You may add a joint owner after your application is approved.
Eagle High-Yield Savings Account Rates
Take advantage of competitive rates on Eagle High-Yield Savings Account, providing you with the opportunity to earn more on your savings while maintaining liquidity and accessibility. With no monthly maintenance fees, and FDIC insurance up to the applicable limits, your savings could grow faster while still staying liquid and accessible.
What is a High-Yield Savings Account?
At EagleBank, a High-Yield Savings Account (HYSA) is a specialized savings option designed to help you maximize your earnings on deposited funds. Offering higher interest rates compared to traditional savings accounts, our Eagle High-Yield Savings Account ensures that your money works harder for you while maintaining accessibility.
How Do High-Yield Savings Accounts Work?
The Eagle High-Yield Savings Account functions similarly to standard savings accounts but with the added advantage of high-yield interest rates. When you deposit funds into your account, we pay you interest on your balance monthly. This allows your savings to grow steadily over time, providing you with enhanced financial security and stability. Her's how it works step by step:
- Open Your Account – Apply online or in-branch. Just complete an application, and getting started is easy. A minimum deposit of $1,000 is required to open this account.
- Deposit Funds – Add money to your account anytime. Unlike CDs, you’re not locked in – you decide how much and when. See disclosure for interest rates tiers.
- Earn Interest Daily – Your balance earns daily compounded interest, which is credited periodically to your account. This helps your money grow faster over time.
- Access When Needed –Just transfer funds anytime to an EagleBank checking account to withdraw using EagleBank Online Banking or the EagleBank mobile app. You can also visit a branch to withdraw funds.
- Watch Your Savings Grow – With competitive HYSA rates that can be higher than traditional accounts, your emergency fund or short-term savings can build steadily while staying liquid.
High-Yield Savings Account (HYSA) FAQs
The Eagle High-Yield Savings Account can maximize returns for our customers and has no monthly maintenance fees; see fee schedule for other fees that may apply. We encourage you to review the account terms and conditions as well as the fee schedule for full details.
An HYSA has a higher interest rate compared to traditional Savings Accounts. Even a seemingly small percentage increase can have a significant impact on your savings over time. With a HYSA, you can soar higher and may reach your financial goals faster.
Yes, your money is safe in an Eagle High-Yield Savings Account. We are committed to protecting your funds, and all deposits are FDIC-insured up to the FDIC established limits.
Opening a HYSA with EagleBank is simple. You can apply online or visit one of our branches. All you need is a valid form of identification, your initial deposit, and other personal information to get started.
Yes, if you want higher returns than a regular savings account without sacrificing liquidity. A HYSA is especially valuable for emergency funds, short-term goals, or holding cash you want to grow while remaining safe and accessible.
Your deposited funds are protected by FDIC insurance up to FDIC established limits. The only “risk” is that rates are variable and can change over time – but your principal remains protected.
Just like interest from any savings account, the earnings from a HYSA may be considered taxable income. EagleBank will provide you with a Form 1099-INT if your interest earnings exceed $10 in a year.
Absolutely. EagleBank offers convenient access to your funds through a variety of channels, including online and mobile banking, and our branch locations. Enjoy the flexibility to manage your savings whenever it's convenient for you.
EagleBank prides itself on offering competitive interest rates on our Eagle High-Yield Savings Account. Our goal is to provide you with the best possible returns while delivering exceptional service and support.