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24-Month CDs
Maximize Your Earnings with EagleBank's 24-Month CD Rates
Grow your savings with confidence over two years and experience the power of steady growth with EagleBank’s 24-Month CDs. From saving for a down payment to boosting your investments, our 24-month CDs offer the perfect combination of security and consistent growth.
24 Month CD
3.75% APY*
* Important Information about the Certificate of Deposit Accounts
- The Annual Percentage Yield (APY) is accurate as of 12/16/2025. APY assumes interest remains on deposit until maturity date.
- A minimum initial deposit of $1,000 is required to open the CD.
- Penalty for early withdrawal may reduce earnings. Fees may reduce earnings.
- Rates are subject to change at any time and are not guaranteed until the account is opened.
Key Features of Our 24-Month CD
- High-Yield Returns - Earn a competitive APY for a 24-month term.
- $1,000 Minimum Deposit - Get started without tying up too much capital.
- Fixed Rate for 2 Years - Predictable growth you can count on.
- Daily Compounding - Interest is compounded daily and is credited to your account periodically. Maximize your earnings over time.
- FDIC Insured up to the FDIC established limits.
- Easy Access - Open online or at any EagleBank branch.
- Grace Period at Maturity - Allows you to decide whether to renew, reinvest, or withdraw.
24-Month CD Rates
With EagleBank, you can lock a high-yield APY for a full two years, giving you stronger growth than most short-term CDs. By committing your savings for 24 months, you'll enjoy higher yields than shorter-term CDs, while still keeping your money accessible sooner than longer-term options.
Benefits of Our 24-Month CDs
Choosing EagleBank's 24-Month CD gives you a smart balance of growth, security, and flexibility:
- Maximize your returns with our competitive interest rates.
- Enjoy peace of mind with the stability and security of long-term growth.
- Designed to align with your financial aspirations.
- Generally has stronger returns than savings accounts and shorter CDs
- Lock in today's rate and protect against market changes.
- Decide whether to renew, reinvest, or withdraw.
24-Month CD FAQs
When you open a 24-month CD with EagleBank, you agree to leave your money deposited for the entire 24-month term. In return, the bank pays you interest on your deposit at a fixed rate.
When your 24-month CD matures, you have several options. You can choose to roll over your funds, renew the CD for another term or transfer the funds to the account of origination. EagleBank offers a grace period, giving you the flexibility to decide without penalties. If you have questions about your personal CD maturity options, click here to log in to online banking to send us messages safely and securely about your options. If you aren’t currently enrolled in online banking, click here to enroll now. Please don’t send account information from an unsecured email address.
With a 24-month CD, interest is earned based on the fixed rate set when you open the account. It compounds daily and is credited at regular intervals, helping your savings grow steadily.
Yes, EagleBank's 24-month CDs are fully backed by FDIC insurance, offering peace of mind with coverage up to the maximum allowed by law.
That depends on your goals. Some savers prefer one larger CD for simplicity, while others use a CD ladder strategy—opening multiple CDs with staggered maturities—to access funds periodically and take advantage of changing rates.
EagleBank requires a minimum deposit of $1,000. The right amount depends on your savings goals and liquidity needs.
Learn More About 6-Month CDs | 9-Month CDs | 12-Month CDs | 18-Month CDs