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12-month CDs
Soar to New Heights in Just 12 Months with EagleBank's CDs
Discover a secure and reliable way to invest your savings with EagleBank's 12-month CDs. Whether you're saving for a down payment, planning a major purchase, or simply seeking to build your wealth, our 12-month CDs offer a convenient solution for you to increase your finances over the next year.
12 Month CD
3.95% APY*
* Important Information about the Certificate of Deposit Accounts
- The Annual Percentage Yield (APY) is accurate as of 12/16/2025. APY assumes interest remains on deposit until maturity date.
- A minimum initial deposit of $1,000 is required to open the CD.
- Penalty for early withdrawal may reduce earnings. Fees may reduce earnings.
- Rates are subject to change at any time and are not guaranteed until the account is opened.
key features of Our 12-Month CD
- Fixed 12-month term with competitive APY
- Minimum deposit required is $1,000
- FDIC-insured up to the FDIC established limits
- Ideal for mid-term savings goals
- Open online or at any branch location
12-Month CD Rates
EagleBank's 12-Month Certificate of Deposit (CD) offers a competitive, predictable way to grow your savings while maintaining peace of mind. With a fixed rate for a full year, a 12-month CD provides rate stability and a defined time horizon, making it a practical option for customers seeking dependable returns without a long-term commitment. Capitalize on attractive rates from EagleBank's 12-month CDs, offering you a secure and dependable avenue to nurture your finances over the coming year.
Benefits of Our 12-Month CDs
Experience the perks of EagleBank's 12-month CDs, including:
- Secure growth for your savings over a longer term.
- Competitive rates to help you maximize your returns.
- Flexability to align with your financial objectives.
1-Year CD FAQs
A 12-month CD, also known as a 1-year Certificate of Deposit, is an account offered by EagleBank with a fixed term of 12 months. It allows you to deposit a specific amount of money during which it earns interest at a predetermined rate.
When you open a 12-month CD with EagleBank, you agree to leave your money deposited for the entire 12-month term. In return, the bank pays you interest on your deposit at a fixed rate. At the end of the term, you can withdraw your initial deposit along with your accrued interest earned.
Your earnings depend on the APY. For example: At 4.40% APY, a $10,000 deposit would grow to about $10,440 after one year.
This assumes no withdrawals and daily compunding. Always check EagleBank's current rates
for the most accurate estimate.
Your CD at EagleBank is insured up to FDIC limits. However, withdrawing funds before the 12 months is up may result in early withdrwal penalties, which can reduce the amount of interest you earn.
When your 12-month CD matures, you have several options. You can choose to roll over your funds, renew the CD for another term, or transfer the funds to the account of origination. EagleBank offers a grace period, giving you the flexibility to decide without penalties. If you have questions about your personal CD maturity options, click here to log in to online banking to send us messages safely and securely about your options. If you aren’t currently enrolled in online banking, click here to enroll now. Please don’t send account information from an unsecured email address.
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